What would you tell your younger self about debt?

[Stacey]

I know we all have regrets and don't always make the best choices when we are younger, especially when it comes to finances. In terms of debt though, what is something you would love to tell your younger self? Like something you learned as you got older and something that can help older teens and young adults?

[Mila]

I think I would tell me younger self to save my money and only buy things that will hold value either in the money sense or in personal value. I used to spend all my money on pointless things. From my first job at the age of 15 up until I was 19, had I not spent a single dollar I would have had something like 80 grand, if not more. I could have afforded a house (since I would have a lower mortgage).