Stacey Posted June 5, 2021 Share Posted June 5, 2021 I always considered debt to be payment you owe so in that sense of the word, you need to owe money to someone and continually pay money to someone in order to have good scores. If you pay off all your debts and don't use credit of any kind, it seems like your scores will just drop over time. I am not sure about this or not but this is what I have come to make sense of things. Is it even possible to avoid debt and have good scores? 1 Quote Link to comment Share on other sites More sharing options...
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