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How do people get debts forgiven?


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Bankruptcy would be a way to wash away your debt. I do not know much about it as it is a path I have never gone down. 

Debts in my mind should always be paid and their should be more of a punishment for piss poor financial planning. Yes there may be some edge cases in there but most of the time people and companies get themselves into these situations by over leveraging themselves. It is slower to grow if you just pay cash for everything but it is a much more conservative approach to life. 

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